The Official Writing Challenge
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I really enjoyed this. There are certainly bad times ahead. I think many can relate to your MC.

The only red ink I have is you said for Jim and I. You wouldn't say for I so it should be Jim and me.

I think you did a nice job of using the topic in a fresh way. The message of taking a rest from overspending is one many need to hear. I really enjoyed this story.
Interesting approach with the topic. I really enjoyed this. God bless~
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