Why do we have all those FIRES throughout the year in US? We clear empty areas of brush and vegetation. Why don’t they have any fires in Mexico? That country is bone dry, much worse than our South, and nobody clears brush and vegetation! Think about it!
In Tijuana, Baja California (Mexico) there is a buffet restaurant called Titos. Few years back they had a horrible fire. Three weeks later the same restaurant was open for business again.
Because cement floors, cement walls and ceilings and cement roofs never burn. All you do is replace doors, furniture and paint. That is the reason why practically nobody buys actual house insurance in Mexico. Can you imagine the savings during the entire life of the building?
In the US just one spark and your paper house, valued at hundreds of thousands to, maybe, millions of dollars, is history. Why build paper houses, especially in wooded areas? Masonry construction increases longevity of the structure itself two to four times! How about forest conservation and saving our natural habitat? Do you ever hear the cries of “Save the Forests”? Nobody cries? Can somebodies enormous profits extinguish such cries?
You don’t hear much about ground fires in Canada either! Strange, isn’t it? They have identical electric wires which we have, and no fires?
California has, at least, three suspicious problems with these suspicious fires.
Blabbermouth politicians offer no practical help at all. This is all very similar to BIG PHARMA, to overpriced medications you pay for. Nearly everything inside a pharmacy is only to treat symptoms, almost never to affect any cures. Big PHARMA makes trillions of dollars in profits if they keep us sick. They make nothing when we are healthy.
Now we also have glorified PLASTIC cars, made of aluminum and plastic, which crumble like an egg shell, with the slightest collision, trapping or killing you inside. This is to save weight and fuel, no? But, there is no such saving in building paper houses.
In Canada, to the North of us, they use bricks in residential construction, and the Canadians are not richer than Americans. To the South of us, in Mexico, all residential construction is by cement and bricks; and down there they are very much poorer than us.
Wouldn’t insurances lose money when houses burn down?
Not at all, if the rates are adjusted for the loss and always going up. Is it so that everybody keeps feeding the insurance companies? How about lenders and so on”? Any other profitable (to others) reason?
Fear of fire is obviously the main incentive to purchase fire insurance. We have no affordable FLOOD OR EARTHQUAKE OR WAR DAMAGE INSURANCE at all. If fires were very rare or not threatening, why buy fire insurance either?
In principle, buying ANY insurance is always betting AGAINST YOURSELF. Insurance companies cannot prevent accidents, disasters or fires from happening. Only you can protect against that. They can never protect you from being killed. They can only give some dollars if you do kill yourself- or have a fire.
It is extremely rare that a fire starts by itself, without some idiot coming with matches or a lighted cigarette. Look at the hard evidence in countries all around us.
Want to stop California fires? Then try building houses with fireproof materials and search diligently for saboteurs, for arsonists. A host of live cameras in vulnerable areas might be the first step, very steep penalties for carelessness and well organized public education to prevent fires is another.
If you have better ideas, write some comments below.