Hi Bill, welcome to FW. I'm so happy you found the site. My son is currently on track to become an ordained elder in the United Methodist Church. I know it's not an easy row to hoe. He will graduate from Duke and then will go where God is calling him next.
FW has so many wonderful opportunities, especially for Gold and Platinum members. I'm sorry I didn't answer sooner. I was in Florida celebrating our anniversary. It was the first vacation without kids since our honeymoon. If you upgrade your membership to Platinum, not only do you get a money-back guarantee, but you get a copy of three ebooks. You can find more information on the platinum membership here:
http://www.faithwriters.com/finish-signup.php
Of course, you also get to enter the weekly challenge each week if desired. (The unpaid members get 4 free trials). They are also offering up to three reviews on your challenge entry. It'll be super helpful for seeing how the judges ranked your story and what you can do to improve.
The Critique Circle is another great perk to upgraded members. I really like it because of the Circle part. The more you leave critiques for others, the more credits you receive. I think leaving critiques for others can help you as much (maybe even more) than the author by allowing you to Dissect why or why not something works for you. For example, I discovered I wasn't a big fan of ending a story with a dream scenario or mysterious stranger. I'd written stories like that, but it wasn't until I started critiquing did I realize I didn't care for endings wrapped up too quickly.
Ahh, but I digress. I hope FW is all you want it to be. Don't hesitate to ask any questions you might have.