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Previous Challenge Entry (Level 3 – Advanced)
Topic: Dropout (05/12/11)

TITLE: Owing No One Anything
By Tom Parsons
05/19/11


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I imagine that somewhere in the banking world there is at least one CEO whose kids I helped put through college. Or maybe I purchased his Rolls Royce for him. Or paid for his stay in a luxury hotel in Paris or London or Rome.

For nearly forty years, I carried a load of credit card debt. A heavy load. It was my fault; I needed a larger paycheck and a smaller lifestyle, but could not find ways to do either, let alone both.

Then a year ago, I dropped out of the credit card business. Due to the grace and generosity of the Lord, I was able to pay off all our credit card debt. Every last penny. Drop out day was August 13, 2010.

It has been such a blessing to owe no credit card company anything. I find my wife and I are able to support our church and its ministries to a much greater extent now than we were before. We are now able to help our children and our grandchildren financially where we couldn’t before. We are able to pay our other bills more easily and even indulge ourselves a little from time to time.

I doubt that any CEO’s child will have to drop out of college because I am not paying hundreds of dollars of interest to his dad's company anymore, but it is a great feeling to know that I am no longer contributing to the high lifestyle of strangers. I am blessed by God to be a drop out from credit card debt.


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This article has been read 264 times
Member Comments
Member Date
Linda Goergen05/19/11
Credit Card debt is a wonderful thing to be a dropout from! Kudos to you! Unique and well written message for challenge word!
Joe Moreland05/21/11
Congratulations and well worth sharing. The peace of mind that comes with "owing no one anything" far outweighs the inconvenience of not having everything you want when you want it. Thanks for sharing!
Leola Ogle 05/22/11
Great take on this week's topic! Thanks for sharing! God bless!