God is a not a God of disorder, but of peace (1 Corinthians 14:33).
In our lives, there are many times when confusion abounds. We are indecisive about an event, a choice, our family, or even our church status. We cannot see the outcome because of this fog of confusion. Since we do not know what to do, we can easily make the wrong choice.
About two years ago, I decided to refinance my mortgage. I opted for a Libor loan, which is an interest-only payment for the first ten years. Any principal payment made reduces the monthly declining balance for interest calculations. This sounds great, I thought. I can make the normal interest payment, plus an additional amount to reduce the principal. My first payment was due with an interest rate of 3.8%. Since the inception of the loan, the interest rate has almost doubled. What started out as a loan where I paid $300 toward the principal has subsided to a mere $100 extra. Therefore, the bad has outweighed the good.
I now realize that I made this choice, poorly, in the midst of confusion. I really thought I had the ideal answer to help me get ahead a bit financially. I can remember seeing fog in my brain when I considered this loan - a decision made without involving God.
In contrast, there was another time in my recent past in which I was faced with a decision about marriage. I had complete clarity and order on this matter, because I let God take over. I am now married to a wonderful Christian man, and together we are fulfilling Godís plan for our lives.
As I think about major (and minor) decisions Iíve made in the past, I find the same thing Ė fog versus clarity. In each case when I remember the decision in a clear manner, it has turned out to be the best. The times of confusion occurred when I did not allow God to be involved in the decision-making. (However, I must say that not every Ďclearí decision has been easy to make and it sometimes takes a long while to realize itís the best.)
God is greater than anything I can do Ė He is omnipotent and omniscient. I can do anything through Him, and nothing without Him. When I have a decision to make, I pray and can actually see God parting the fog, just as He parted the Red Sea. God knows all my thoughts and ways. I pray that I will continue to allow God to part the fog so I make decisions according to His will.
You know when I sit down and when I rise up; You discern my thoughts from afar. You search out my path and my lying down, and You are acquainted with all my ways (Psalm 139:2-3)
My husband and I plan to move within the next six months, so I will not be refinancing at this time. That decision is clear Ė itís from God.