THOU SHALL NOT BORROW
“For the Lord your God will bless you as he has promised, you will lend to many nations but will borrow from none. You will rule over many nations but will borrow from none. You will rule over many nations but none will rule over you.” (NIV)
According to progressiverelief.com, there are about 1.3 million payment cards- including credit cards, debit cards and store cards in circulation in the United States. Americans make 1.5 trillion dollars worth of credit card purchases annually. According to national head of realtors, the average owner stays in his home for 7.1 years. With an 8% mortgage, he will sell his home still owing 90% on his mortgage. Nearly half of all Americans have less than $10,000 saved for their retirement.
What if every loan officer, creditors, banks and government agency obeyed the word of the lord in Deuteronomy 15:1 that says, “At the end of every seven you must cancel debts? I know so many of you will make this statement, “This passage is the old testament. Is impossible. What a joke.” Some will even be laughing at this statement. If we can obey the teachings in Exodus chapter 20, which is the Old Testament, then why do we find it difficult to accept the word of God in Deuteronomy chapter 15v1? I guess the next thing that people would say is this, “Not everything in the Old Testament should be obeyed.” This is true, but forgiving debt is something that Jesus mentioned in Matthew 18:23-34. Well some would say, Jesus was using it as an illustration. Illustration or not, why can’t society forgive each other for the debt that they owe. Ok, perhaps I am delusional or unrealistic with the world and because of this, I have decided to refrain my question by asking this question, Why can’t born-again, tongue speaking Christians forgive the debt of their fellow brother and sister in the lord who owe them money? I have heard of brothers and sisters in the lord taking each other to court, I guess they have forgotten what was written in I Corinthians 6:1-7. I love the question that Paul asked in 1 Corinthians 6v7, “Why not rather be wronged?” Must we as born-again show our dirty garment to the world? How can we speak about forgiveness if we cannot forgive one another? If the world finds Deuteronomy chapter 15v1 to be unrealistic then what about us who are born-again, who claim the word, “A bible believing church?” Perhaps if the world sees us obeying Deuteronomy 15v1, perhaps they will follow. I am just wondering.
Is amazing that in Deuteronomy 15v1, the bible talks about cancelling debt but in verse 7, he says they shall not borrow but lend. Does this scripture contradict itself? The truth is this, many of us, including I the speaker, do not have the faith to believe this; we can do without borrowing. What is so difficult for our God that you and I have decided to borrow? Based on what I know, there are 7 reasons why we borrow:
1. We lack faith. Mark 9:23, Mark 10:27
2. We lack patience. Ecclesiastes 3:1, Mathew 6:10, Mathew 26:39
3. Someone lied to us, telling us this statement,” in order for us to survive America or have the fine things in life, we have to borrow.”
4. Covetousness. Exodus 20v17
5. Lack of maturity
6. The ungrateful heart
7. Fear of tomorrow. Let me buy this now, even though I do not have the cash. I shall go ahead and use my credit card in case the price of this thing goes up tomorrow. Mathew 6:25-27.
Because of these reasons many of us will borrow and because of this, many are now slaves to their creditors. In 2Kings 4:1, there was a certain prophet who revered God, but unfortunately he had the same problem that you and I have, he borrowed so much that it was difficult for him pay his creditors. This man of God died and his creditors were ready to take his 2 sons into slavery. Ladies and gentlemen, how bad is your debt? Are you still borrowing? When do you plan to stop borrowing? What plans are you making in order to pay your debt? If you were to die today, who will pay those debts? Will your children have a place to stay, if tomorrow you are gone? Will the family business be able to survive, especially the business that puts bread on the table for your loved ones? I wonder if this man of God ever thought hard of these questions. The bible says that the man of God died and his children were about to be sold as slaves. Parents, what future do you plan to leave behind for your children?
Ladies and Gentlemen, borrowing has its pressure, is like a heavy stone on a man’s chest. The pleasure it gives is for a moment, but if you do not handle it carefully, it can be embarrassing.
Proverbs 22:7 says, “The rich rule over the poor, and the borrower is servant to the lender.”Many of us are servants to Visa-card, Master-card, Discover-card and so forth. The powerful creditors of today tell us that they are here to better our lives, but the truth is this, they have weakened our faith in God. No wonder we find it difficult seeing the miracle that Elijah received in 1Kings 17:2-6. No wonder is difficult seeing the miracle of Jesus turning water into wine or the feeding of 5000 people with 2 fishes and 5 loaves of bread. I know is so hard for us to accept this message, but we are so dependent on our creditors, and the more dependent we are, the farther and weaker we become, when it comes to our faith in God.
Ladies and gentlemen, don’t you realize that there is an evil that most of our creditors practice against us, that evil is called, “Usury.”Usury means, excessive interest, an interest charged to us for borrowing money. In Psalm 15, when King David asked the question, “Lord, who may dwell in your sanctuary”? One of the answers given was this, “He who lends his money without usury.” In Ezekiel chapter 18v5-9, God told Ezekiel that the man who is righteous will not will not lend at usury or take excessive interest. We are servants to our creditors and this is affecting our duty and command to pay our tithe consistently. Tonight I have a message for you, the same God that was able to deliver the widow from her creditors shall deliver you in Jesus name. I know is hard but take a step of faith and pay God first. Borrowing will never solve your problem; it will only tighten the chains it has on you. He that borrows is not a free man. He may act as if he is, but everything he thinks he owns belongs to somebody
Ladies and gentlemen just because I used the word, “Thou shall not borrow” does not mean I am making this one of the 10 commandments in the bible. Am not saying that we are committing a sin but if the Spirit of the lord convicts you not to borrow then do not borrow because disobedience to the voice of the lord is like witch-craft, 1Samuel 15:22-24. James 4:17, says, “Anyone who knows the good he ought to do and does not, sins.”To those who wish to borrow I must inform you of a bible passage in Psalm 37v21, “The wicked borrow and do not repay.” If you and I must borrow, we must repay it back. Romans 13v8 says, “Let no debt remain outstanding, except the continuing debt to love one another.” My brothers and sister perhaps is time we respond to the word of the lord in Deuteronomy 15v7. He said we shall not borrow, why are we borrowing? May the lord help us in Jesus name.