Mariane, I do not have any advice for you on the doctor issue, other than perhaps honesty with the new doctor about why you are leaving before he can even look at the records. If your new doctor is a man of integrity and you tell him beforehand that you felt their attitude towards you had changed for no fault of your own, he may recognize the codes, if any, for what they are. (Okay, I will come out of my ideal world now.)
One comment that you made puts a new perspective on a situation that I am facing, however. Since my current insurance is a student policy paid through Aug, I started looking for a new health insurance. I applied for a Blue Cross/Blue Shield policy and was denied because of a history of risk factors including "endrometrosis, fibroids, and ovarian cysts treated by a hysterectomy, ongoing treatment of incision infection and depression treated by counseling." The hysterectomy removed the possibility of the endrometrosis, fibroid, or ovarian cysts from ever coming back. I have no ovaries on which to get cysts, no uterus to leak it lining or develop a fibroid. The mental health portion was an optional, add on part of the policy, so I would think if that was their concern, they could deny the mental health coverage. That would leave an infection which I told them on the phone treatment had started the day I applied. Logically, that would mean they would consider it as part of the denial if one happened to have sinus infection at the time of application. Your comment made me think that they are looking for reasons to deny people at the current rates, so that they can get more money once they raise their rates.
They did send me information on the state's program of higher rates for people who have been denied insurance. I would be struggling to make the payment for the rate at which I applied, I cannot afford to pay $120/mo more, let alone 100%-400% more. The state also has a program for low income insurance, but you have to go four months without insurance in order to apply.
The good news is, the hospital has approved me for their financial assistance program, so whatever my current insurance does not pay of the hospital's portion will be covered 100%. Not all of it was the hospital, but the total bill for my surgery was close to my taxable income from last year. The insurance company is still trying to decide if the February hospital visit ($12,000) is covered or not, since if there is any mention of anemia in my records in the 6 months prior to when I got the policy in October, they will consider it pre-existing. They don't mention anemia in any of the codes or doctor's notes, but one lab shows my hemoglobin as low and they requested lab reports as well.
On a brighter note, I went to my doctor on Tuesday and she released me to go back to work on Monday. With how difficult my surgery was, she was surprised that I went off the painkillers within a week of surgery. She also said it surprised her how well I looked while still in the hospital. My lifting restriction changed from 10 lbs to 20 lbs, but I don't have a job that involves lifting. As I told the doctor, the only lifting I do is if a kindergartner or 1st grader wants a certain tote of toys and the totes are stacked. But since the older girls are constantly moving the totes to create a wall around the kitchen for a cafe, they can help me move the totes if needed. Plus the director decided that the sub can stay on for the rest of the school year as well, so he can move the totes if he is not in the gym at the time.
Well, I have a mess in my living room from sorting boxes of papers that I need to get organized. I accomplished the goal of sorting all 6 boxes of misc. paper while on medical leave, but now need to find homes for the ones I am keeping. Most will go in the file cabinet, which I also cleaned out and sorted. My goal is to get this done today before picking up the boys from school this afternoon.
"We are not sinners because we sin, we sin because we are sinners."You have wearied the LORD with your words.
“How have we wearied him?” you ask.
By saying, “All who do evil are good in the eyes of the LORD, and he is pleased with them” or “Where is the God of justice?”